Many Americans are struggling to keep up with monthly debt payments as interest rates and costs of living rise.

While it’s important that individuals and families take responsibility for paying down and paying off debts. It’s also important that consumers understand all their options for consolidating and getting their finances back in order.

The fact is, when growing bills become so overwhelming, many feel stuck and don't know what their options are.

Many are trying their best, but have so many questions about what they can do. They’d like to pay debts down, but inflation and high interest payments are making it nearly impossible to catch up.

Without understanding the available options for help, many feel they won’t be able to turn things around and are concerned bankruptcy may be their only way out.

By answering a few simple questions, consumers can now find out what help is available for unmanageable debts.